Life Expectancy of Your Household
Only two years ago, many buyers purchased homes without much thought about how old it was or whether it had major upgrades recently. Prices were increasing so quickly, they simply assumed that there always would be enough equity to borrow against if the roof started leaking or the bathroom needed some tweaking.
Now that the market has slowed, consumers have become more value-conscious, and a new survey released by the National Association of Home Builders showing the life expectancy of nearly everything in a home, from closet systems to copper wiring, is especially timely.
Last summer, the trade group asked dozens of manufacturers and researchers to estimate how long the various components of a house would last. And at least when it comes to some of the major elements of a home, like foundations, exterior doors, drywall, plaster, pipes, basements and framing, the results are reassuring — these elements all last at least 50 years.
But other parts of the home have a much shorter lifespan.
What is your opinion about the life expectancy of the items in your house? Leave us your comment below.
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How to Fend Off a Foreclosure
Homeowners behind in their mortgage payments can get help from lenders eager to get bad loans off the books.
As the sub-prime mortgage meltdown sends delinquencies soaring, up to 1.2 million homeowners could lose their homes this year. But in some cases, that doesn't have to happen.
Indeed, lenders have said repeatedly that they don't want to foreclose on homes. They generally don't make money by taking over a delinquent owner's property, so it's a losing proposition that they consider to be a last resort.
Just what are lenders prepared to do to ease the difficulties of mortgage borrowers? The help they generally offer falls into two categories: Steps that will help borrowers keep their homes and ones that will not.
Get the details here…
Then leave us your comment about the article. We would love to hear from you!
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