December 23, 2006

Credit Scores Cause Confusion

Credit Scores Cause Confusion

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When you buy your credit score, it's almost certainly not the same number your mortgage lender will see.

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Your lender might see a lower score, or even one calculated on a different scale. It means you could apply for a loan thinking you deserve a low interest rate, but end up paying a higher one because your score wasn't as good as you assumed.

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Confusion arises because consumers and lenders often see different credit scores. As if that didn't create enough of a misunderstanding, customers, lenders and credit bureaus each view credit scores from their own perspectives.

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